First Citizens Visa Classic
The First Citizens Visa Classic provides essential credit card functionality with competitive rates, ideal for everyday purchases and building credit history with reliable service.
Key facts at a glance
- Annual Fee
- BBD $50.00
- Annual Interest Rate
- 23.99% - 27.49%
- Network
- Visa
- Rewards
- 0.75% flat (monthly)
Cash Back
Rates verified: N/A
About This Product
The First Citizens Visa Classic offers 23.99% - 27.49% purchase rate with an annual fee of BBD $50.00. Cash advances are available at 26.49%-30.49% with a 5% fee. Late payments incur a BBD $50.00 fee.
✓ Benefits
- Flat 0.75% cash back on all purchases
- Cash back credited monthly (vs quarterly or annual on other local cards)
- No additional card fee for supplementary cards
- Credit line up to BBD $10,000
- Low annual fee: BBD $50.00
⚠ Considerations
- Moderate annual fee
- High purchase rate range
- Very high cash advance rate
- Minimum salary requirement (BBD $1,500/month)
- No premium travel benefits
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