First Citizens Visa Classic
The First Citizens Visa Classic provides essential credit card functionality with competitive rates, ideal for everyday purchases and building credit history with reliable service.
Cash Back
Rates verified: N/A
About This Product
The First Citizens Visa Classic offers 23.99% - 27.49% purchase rate with an annual fee of BBD $50.00. Cash advances are available at 26.49%-30.49% with a 2.99% fee. Late payments incur a BBD $50.00 fee.
✓ Benefits
- Cash back rewards program (0.80% on local transactions)
- No additional card fee for family members
- Credit line up to BBD 10,000
- Monthly cash back credited to card
- Competitive cash advance fee (2.99%)
⚠ Considerations
- Moderate annual fee
- High purchase rate range
- Very high cash advance rate
- Minimum salary requirement (BBD 1,500/month)
- No premium travel benefits
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