CIBC Caribbean Visa Classic
The CIBC Caribbean Visa Classic (formerly Silver Visa) is a no-fee credit card with top-tier security, worldwide acceptance, and reward points on spending—ideal for first-time cardholders or those building credit.
No Annual FeeTravel
Rates verified: N/A
About This Product
The CIBC Caribbean Visa Classic offers 23.00% purchase rate with no annual fee. Cash advances are available at 28.00% with a 3.50% fee. Late payments incur a BBD $80.00 fee.
✓ Benefits
- No annual fee with basic rewards program
- Competitive purchase rate (23%)
- Auto Rental Insurance and Baggage Loss coverage included
- My Rewards Programme - 1 point per US$1 spent
- Price and Purchase Protection on eligible items
⚠ Considerations
- Very high cash advance rate (28%) and fee (3.5%)
- Poor miles redemption value - best used for hotel bookings
- Low credit limit (max BBD $3,000) limits purchasing power
- High late payment and over-limit fees (BBD $80 each)
- No welcome bonus or sign-up incentives
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