CIBC Caribbean Direct Banking

Perfect for Digital-First Professionals

The CIBC Caribbean Direct Banking account eliminates monthly service charges while providing essential digital tools for everyday banking. With a modest BBD $150.00 opening requirement, it's accessible for working professionals at any career stage.

Key Features:

• Zero monthly fees - no service charges
• Visa Classic Debit card for seamless local and online purchases
• 1stPay instant transfers using mobile numbers, email addresses, or QR codes
• Real-time transaction alerts and card management features
• Professional-grade security and control

Fee Structure:

• No monthly service fees
• BBD $5.00 teller fee (encourages digital banking)
• BBD $3.00 ATM fee at non-CIBC ATMs (Central Bank standard)
• Free unlimited transactions at CIBC ATMs and online

Smart Banking Tips:

• Use CIBC ATMs and digital channels to minimize fees
• Set up automatic bill payments to avoid teller visits
• Monitor your account through mobile banking

Ideal for: Local salary deposits, bill payments, and digital transactions. The BBD $5.00 teller fee encourages digital banking habits, which aligns with how most professionals prefer to manage their finances today.

For complete fee transparency: Review the CIBC Caribbean Schedule of Charges for additional services like wire transfers, international transactions, and specialized banking services.